Can retirees continue working? | Economy

Under social security legislation, there is no prohibition for retirees to carry out paid activities. However, there are at least two specific situations in which there are restrictions for them to continue working. According to the INSS, the cases are:

– Retirees due to permanent disability (former disability retirement): When a disability retiree voluntarily decides to return to work, his payment will be automatically canceled from the date of return to activities. This is because the benefit is granted when the insured person is no longer able to continue working. Thus, returning to work indicates that there is no longer any long-term disability.

– ASpecial retirement (Workers in special activities – unhealthy or dangerous): Special retirement beneficiaries cannot continue carrying out work activities that are harmful to their health or physical integrity.

However, there are no restrictions for the insured person who wishes to return to normal work activities, even receiving the special pension. For example, a metalworker who worked in noise conditions above the permitted limit and who obtained his special pension received an offer to work in the administrative area. As it is considered a generic activity, the taxpayer will be able to carry out this activity and receive their retirement normally.

Retirees who choose to remain in the job market must maintain their normal Social Security contributions. However, the legislation guarantees that those who decide to return to work after retirement are only entitled to family allowance and professional rehabilitation assistance, and will not be entitled to another social security benefit, such as temporary disability assistance, for example.

Although retirees may engage in work activities, it is important to be aware of the caveats and legal considerations applicable to each situation. Each case must be analyzed individually, taking into account the taxpayer’s situation.

For more information, seek guidance through the INSS Call Center on phone 135.