The creation of Pension Fund for Wellbeing was approved by the Chamber of Deputies in general and in particular the early morning of this Tuesday, April 23, which opens the way for the savings of some people to become a reality.
The approval of the initiative took hours, due to the exchange of accusations between the ruling party and the opposition this Monday, April 22, which provoked a discussion with more than 200 reservations and the refusal to approve from the PRI, PAN, PRD and Movimiento Ciudadano parties. .
Morena and allies insisted that a fund was necessary to guarantee that older adults in the future received financial support that complements the pension that they obtain from their Afore, which guarantees them about 30 percent of the salary they received in the last years of the working life of those who began to contribute to the Mexican Social Security Institute (IMSS) after 1997.
In recent days there has been debate about what money would be taken from inactive accounts of people over 70 years of age, which caused controversy; However, the Ministry of Finance and Public Credit said that in reality it would not be a theft or looting of what the workers saved and a process will be carried out to get the money for the pension fund.
In addition, the Mexican Association of Afores said that resources would only be taken from 5 percent of the accounts, which, it insisted, are inactive.
It should be noted that this It will not be the only money that would be taken for the fund, but part of the profits of the Felipe Ángeles International Airport, Mexicana de Aviación and the Tren Maya would be used in the future, since their income is currently below expectations.
The opposition criticizes that the Government of Andrés Manuel López Obrador has not taken on the task of truly searching if the accounts from which they would take resources are active, for which they accused that it was a “robbery” on the part of the federation, therefore that even though they obtain the majority in the chambers, they would seek to stop the initiative in the Supreme Court of Justice of the Nation (SCJN).
Given this context and the possibility that modifications to the Afores may occur, you may wonder if you belong to that 5 percent of accounts from which resources would be taken by you or one of your family members, especially those who are already older and do not know How to check the status of your account. Thus…
These are some tips to keep your afore up to date
The first step is to investigate what afore you are in, this through platforms such as Afore Web in this link or the AforeMóvil application and even the telephone number 55 1328 5000. Once you have checked where you are, verify that the information you have is well registered, such as your name, RFC, Social Security Number, CURP and updated address, as explained the expert Daniel Urías.
To verify that everything is fine with your Afore, do not take risks and have your unique electronic file updated, which you can obtain at the offices of the bank where you have your Afore.
Other important points are: Know who your legal beneficiaries are so that everything is in order in case you die, as well as the designated beneficiaries.
If your relative died and you don’t know if he or she had an Afore, Ideally, they should verify it on contact pages and media such as Afore Web and AforeMóvil.
